ALEXANDRA CORRALES
Alpharetta
Summary
As a Compliance Analyst with over a decade in the financial sector, I specialize in regulatory compliance, due diligence, and risk mitigation. I excel and thrive in fast-paced environments. My bilingual skills enhance my ability to engage with diverse clients and colleagues, and I am dedicated to promoting a culture of compliance and operational excellence.
Overview
22
22
years of professional experience
Work History
Compliance Associate
Platinum Federal Credit Union
03.2024 - Current
- Conduct in-depth research into customer transactions using AML and Bank systems to identify transactions that possible require a SAR (suspicious activity report).
- Conduct an average of 50-60 AML/BSA alerts daily, ensuring timely identification and escalation of suspicious activity.
- Perform on-site business visits to verify compliance with business state licensing and legal documentation as per Credit Union's BSA/AML policies.
Compliance Analyst
Brightwell Payments
03.2022 - 02.2024
- Make informed decisions in the Fintech environment by monitoring transactions, sanctions, and customer account alerts, utilizing risk-based tools and creating pivot tables to effectively mitigate risk.
- Reviewed an average of 100-150 alerts daily, ensuring compliance with BSA regulations and identifying potential risks.
- Supported the Director of Compliance by maintaining up-to-date knowledge of BSA laws and regulations, contributing to the reduction of audit findings.
Compliance Generalist
Automatic Data Processing (ADP)
08.2021 - 03.2022
- Perform due diligence on alerts by verifying approved documentation, including corporate tax documents. business licenses, and Articles of Incorporation, in ADP-s in-house system- (Alfresco).
- Maintained an accuracy level of 97% while reviewing an average of 30 alerts daily.
- Escalate high-risk alerts to Compliance Manager and/or Team Lead
KYC Analyst
SunTrust
03.2019 - 02.2020
- Identified and corrected errors in previous Risk Assessment Forms (RAF's), by improving data accuracy and risk assessment reliability.
- Reviewed Beneficial Ownership Forms (BOF's) for completeness and accuracy, ensuring appropriate risk ratings were assigned.
- Conducted periodic reviews of both low and high-risk profiles for new and existing commercial wholesale clients in order to meet KYC requirements.
Commercial Paralender
Regions Bank
12.2017 - 12.2018
- Assisted the lender and underwriter with the preparation of commercial closing docs while ensuring we were in compliance with lending regulations
- Ordered appraisals, environmentals, surveys, flood determinations, hazard insurance for Real Estate loans
- Assisted with the preparation of title commitments and other legal documents by working closely with Attorneys and Paralegals.
Paralender
Bank of the Ozarks
09.2015 - 12.2017
- Ordered required support documentation such as appraisals, flood insurance, title, etc. from the Bank’s list of approved vendors to obtain in-house requirements based on loan product
- Discussed the status of loan requests and any necessary information with other members of Central Loan Processing and underwriting staff.
- Ensured that the bank's lending policies and procedures were in compliance with the Fair Credit Reporting Act (FCRA) and Equal Credit Opportunity Act (ECOA)
Wire Transfer Specialist
U.S. Century Bank
12.2008 - 07.2012
- Conducted wire transfers that included incoming, outgoing, swift, and foreign exchange.
- Processed all international swift wires for the Global Banking division (approximately 73 banks)
- Contacted BSA when certain wires were monitored for suspicious activity or questionable OFAC hits
Electronic Funds Specialist
Regions Bank
03.2003 - 12.2008
- Processed wire transfers conducted by the branches, internet banking customers, phone, fax and correspondent banks.
- Assisted both internal and external customers with inquiries of incoming or outgoing wire transfers.
- Received, transmitted, and monitored investigations for all wires, which included branches, global banking, letters of credit departments, etc.
Education
Bachelor of Arts - International Business And Management
Florida International University
Miami, FL12-2008
Skills
- Compliance
- Banking Operations
- Consumer Lending
- Commercial Lending
- Know Your Customer
- Transaction Monitoring
- Wire Transfers
- PEP and OFAC Sanctions screening
- Customer Due Diligence
- BSA/ AML
- Enhanced due diligence
- Attention to detail
- Financial crime prevention
- Problem-solving
- Excellent communication
Work References
- Meenaz Hooda, Former Compliance Director, 404-719-0504
- John Marrero, Former Colleague, 678-431-7099
- Angela Curci, Former Wire Transfer Manager, 305-308-4679
Languages
Spanish
Full Professional
Timeline
Compliance Associate
Platinum Federal Credit Union
03.2024 - Current
Compliance Analyst
Brightwell Payments
03.2022 - 02.2024
Compliance Generalist
Automatic Data Processing (ADP)
08.2021 - 03.2022
KYC Analyst
SunTrust
03.2019 - 02.2020
Commercial Paralender
Regions Bank
12.2017 - 12.2018
Paralender
Bank of the Ozarks
09.2015 - 12.2017
Wire Transfer Specialist
U.S. Century Bank
12.2008 - 07.2012
Electronic Funds Specialist
Regions Bank
03.2003 - 12.2008
Bachelor of Arts - International Business And Management
Florida International University
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