Job Search Status
Open to workDesired start date: Flexible
Open To Work
Chenagi Blakely
Rex
Work Preference
Summary
Detail-oriented VA Underwriter, Loan Specialist, and Licensed Realtor with over 15 years of proven success in the mortgage and real estate industries. Expertise includes a comprehensive understanding of VA loan regulations, underwriting processes, customer service excellence, and real estate transactions. A solid background in federal and military service provides a strong foundation in data analysis, document auditing, client education, and regulatory compliance. Recognized for exceptional communication skills and a commitment to supporting veterans and homebuyers throughout the loan process.
Overview
29
29
years of professional experience
1
1
Certification
Work History
Realtor
Century 21- Results
Cumming, GA
11.2025 - Current
- Negotiated property sales agreements to maximize client satisfaction and achieve market competitiveness.
- Conducted comprehensive market analysis to inform pricing strategies and property valuations.
- Developed and maintained strong relationships with clients through effective communication and personalized service.
- Collaborated with mortgage professionals to facilitate seamless financing processes for buyers.
- Implemented innovative marketing campaigns across digital platforms to enhance property visibility and attract potential buyers.
- Developed strong knowledge of local market conditions, allowing for accurate pricing strategies and targeted marketing efforts.
- Coordinated various aspects of real estate transactions such as inspections, appraisals, and financing arrangements, minimizing delays and challenges for clients.
- Collaborated with other agents to ensure timely closings and successful transactions for all parties involved.
- Provided expert advice on property values, guiding clients to make informed decisions when buying or selling homes.
- Conducted thorough research on comparable properties to develop strategic pricing recommendations for sellers based on current market trends.
- Assisted buyers with finding ideal homes by assessing needs, requirements, and budgets.
Realty Specialist – Loan Production
Department of Veterans Affairs
Decatur, GA
05.2021 - 12.2025
- Assisted in determining veteran eligibility for VA home loan program by reviewing military service records and supporting documentation. Processed and issued certificates of eligibility (COE) according to VA guidelines.
- Evaluated borrower eligibility for residential loans to align with VA regulations and federal lending standards, enhancing risk management.
- Analyzed income data, calculated residual income, and assessed loan-to-value (LTV) ratios to support accurate loan approval processes.
- Analyze borrower creditworthiness by reviewing credit reports, Uniform Residential Loan Applications (URLA), and conducting applicant interviews to assess willingness and ability to repay.
- Create, review, and interpret legal and financial documents including promissory notes, mortgages, Loan Estimates, Closing Disclosures, and mortgage satisfactions without reliance on automated document generation systems.
- Provide financial counseling and loan guidance to borrowers, assisting with complex loan scenarios and ensuring understanding of eligibility and obligations.
- Ensure compliance with VA policies, federal regulations, and underwriting guidelines, maintaining audit-ready documentation and accurate system records (e.g., VALERI and loan systems).
- Handle a high-volume caseload while maintaining accuracy, attention to detail, and strong customer service standards in Loan Production (LGY).
Licensed Realtor
Maximum Realty
McDonough, GA
05.2018 - 08.2025
- Facilitated property transactions by providing market insights, evaluating properties, and ensuring informed decision-making.
- Drafted real estate contracts to support negotiation efforts and ensure compliance during property transactions.
- Conduct comparative market analyses and offer professional guidance on accurate home valuation to support pricing, marketing, and buying decisions.
- Coordinate with buyers, sellers, attorneys, and agents to ensure smooth transactions.
- Developed and maintained strong relationships with clients, enhancing customer satisfaction and loyalty.
- Negotiated contracts on behalf of clients, securing favorable terms and conditions in transactions.
- Maintained up-to-date knowledge of local market trends and regulations, providing valuable insights and advice to clients.
- Conducted property showings and open houses, effectively showcasing features to prospective buyers.
- Conducted comprehensive market analyses to determine optimal listing prices for sellers, maximizing profits while minimizing time on market.
- Compared recently sold area properties to determine competitive market prices.
- Collaborated with mortgage lenders to secure financing options for clients, expediting the closing process.
Combat Medic (68W)
Army National Guard/ Army Reserve
Forest Park, GA
12.2008 - 12.2014
- Managed daily Provided emergency medical care in pre-hospital and military settings, ensuring rapid assessment, stabilization, and treatment of injured or ill individuals.
- Maintained accurate medical records and assisted in training programs to support medical readiness and operational effectiveness in military environments.
- Administered first aid, monitored vital signs, and coordinated safe and timely patient transport to medical facilities or higher-level care.
- Assisted in drills and exercises to ensure rapid response and medical readiness.
- Trained junior medics on advanced life support techniques and battlefield medical procedures.
- Developed and implemented protocols for casualty evacuation, improving operational efficiency during missions.
- Managed medical supplies inventory, ensuring readiness and compliance with health standards.
- Conducted patient assessments and triaged injuries to prioritize treatment based on severity.
Loan Officer
USA Funding
Duluth, GA
04.2003 - 08.2009
- Originated and processed diverse loan types, including personal, education, and mortgage loans, ensuring compliance and accuracy throughout the application process.
- Assessed borrower creditworthiness and financial profiles, then prepared and submitted complete loan applications to underwrite for review and approval.
- Worked directly with real estate agents and clients to gather documentation and explain loan terms.
- Reviewed financial documents for accuracy and compliance, while maintaining detailed and up-to-date applicant records in internal databases.
- Developed tailored loan solutions to meet diverse client financial needs.
- Maintained strict confidentiality of bank records and client information.
- Educated potential clients on various loan options, guiding them towards informed decisions that fit their financial goals.
- Originated, reviewed, processed, closed, and administered customer loan proposals.
- Meticulously reviewed applicant documentation, ensuring accuracy and completeness prior to submission for underwriting approval.
Hospital Corpsman Third Class
U.S. Navy
Kings Bay, GA
08.1997 - 08.2002
- Delivered emergency medical treatment and managed immunization programs to ensure health and readiness of military personnel.
- Supported clinical operations and participated in health screenings and field response.
- Supported pharmacy operations by filling prescriptions and accurately managing patient data and medical records.
- Implemented infection control measures to reduce hospital-acquired infections.
- Administered basic medical care to patients in various clinical settings.
- Conducted routine inspections of medical equipment, ensuring proper functionality for safe use.
- Managed medical supplies inventory, ensuring adequate stock levels for seamless medical services.
- Enhanced patient care by providing thorough assessments and administering appropriate treatments.
- Demonstrated adaptability during deployments or field exercises, providing essential medical support under challenging conditions.
- Provided emergency medical care and conducted physical exams and interviews to gain medical history and relevant health data.
- Helped with preparation of medical equipment and supplies for use in hospital procedures.
- Administered CPR, oxygen and other life-saving medical treatments.
- Handled patient transfers from one medical facility to another.
Education
Associate of Science - Mortuary Science and Embalming
Gupton Jones College of Funeral Service
Decatur, GA05-1996
Real Estate License - Real Estate
Bob Wood Real Estate School
Norcross04-2004
Skills
- LP (Loan Prospector)-2 Hours Per Week
- DU (Desktop Underwriter)-2 Hours Per Week
- Microsoft Word, Excel, Outlook
- VALERI System- 2 Hours Per Week
- Loan Origination & Real Estate Platform-3 Hours Per Week
- CRM Systems and Call Software-6 Hours Per Week
- Automated Underwriting System Experience- 3 Hours Per Week
- Credit Report Analysis Tools-2 Hours Per Week
- E-signature and PDF Editing Tools-2 Hours Per Week
- VA Mortgage Loan Processing-5 Hours Per Week
- Loan Assumptions & Refinancing- 4 Hours Per Week
- Customer Service & Call Center Support-10 Hours Per Week
- Loan Prospector (LP) & Desktop Underwriter (DU)-3 Hrs Per Week
- Real Estate Transactions & Contracts- 3 Hours Per Week
- Credit Analysis & Eligibility Reviews-5 Hours Per Week
- BPO & Appraisal Valuation Review-2 Hours Per Week
- Buyer representation-6 Hours Per Week
Certification
- EMT-Basic, U.S. Navy & Army National Guard
- Licensed Realtor, State of Georgia
Timeline
Realtor
Century 21- Results
11.2025 - Current
Realty Specialist – Loan Production
Department of Veterans Affairs
05.2021 - 12.2025
Licensed Realtor
Maximum Realty
05.2018 - 08.2025
Combat Medic (68W)
Army National Guard/ Army Reserve
12.2008 - 12.2014
Loan Officer
USA Funding
04.2003 - 08.2009
Hospital Corpsman Third Class
U.S. Navy
08.1997 - 08.2002
Associate of Science - Mortuary Science and Embalming
Gupton Jones College of Funeral Service
Real Estate License - Real Estate
Bob Wood Real Estate School