Angela Davis
Mortgage Underwriter
COVINGTON,GA
Summary
Professional underwriter with comprehensive knowledge in risk assessment, policy development, and client relationship management. Proven track record in delivering high-quality results through collaborative efforts and adaptability to changing market conditions. Strong analytical skills, attention to detail, and strategic approach drive impactful decisions and foster team success.
Overview
28
28
years of professional experience
Work History
Senior Underwriter Level III
Radian Guaranty Inc.
02.2017 - Current
- Reviewing at least 3 loan files per day
- Actively participated in audits conducted by both internal teams and external regulators, providing necessary documentation as evidence of compliance efforts made within the organization.
- Analyzing occupancy, credit, income, assets and collateral
- Contributed to team success by consistently meeting or exceeding performance metrics related to productivity, quality, and customer satisfaction.
Compliance Underwriter
BBVA Compass Bank
04.2013 - 01.2017
- Underwriting at least3-5 conventional mortgage loans daily while maintaining data integrity and efficiency
Forensic Underwriter
United Guaranty
05.2011 - 03.2013
- Reviewing at least5 closed loan files per day
- Responsible for verifying the validity of the information that was obtained in the loan file
- The underwriter was responsible for establishing the integrity of the information in the loan file to verify if the mortgage claim should be paid
Senior Underwriter
Amerisave Mortgage
02.2010 - 04.2011
- Underwriting at least5 loans per day
- Providing timely, prudent mortgage approvals on retail loans, while reviewing the data integrity on every loan before if closes
- Responsible for analyzing every loan to ensure compliance with each investor and agency requirements are met
- Maintained minimal underwriting deficiencies sited on internal and external audits
Forensic Underwriter
Kelly Financial Services
11.2008 - 01.2009
- Responsible for completing the due diligence on a minimum of at least3 closed loans per day for various lenders for RR Donnelley
- Responsible for verifying the validity of the information that was obtained in the loan file
Senior Underwriter
MortgageIt
04.2006 - 03.2008
- Underwriting at least5 loans per day
- Providing timely, prudent mortgage approvals to brokers, while reviewing the data integrity on every loan before if closes
- Analyzing every loan to ensure compliance with each investor and agency requirements are met
- Maintained minimal underwriting deficiencies sited on internal and external audits
Senior Underwriter
Radian Guaranty, Inc.
12.1996 - 02.2006
- Providing timely, prudent mortgage approvals to brokers, while reviewing the data integrity on every loan before if closes
- Maintaining adequate production of volume daily
- Ordering MI Premiums for brokers and facilitating MI Quotes
- Analyzing every loan to ensure compliance with each investor and agency requirements are met
Education
Bachelor of Science - Business Administration
Northwestern State University
Natchitoches, LouisianaSkills
- Analyzing data
- Risk evaluations
- Relationship building
- Credit analysis
- Underwriting guidelines
- Risk assessments
- Microsoft office
Work Preference
Work Type
Full TimeWork Location
RemoteImportant To Me
Work-life balanceCompany CultureFlexible work hoursHealthcare benefitsWork from home optionPaid sick leave401k matchTimeline
Senior Underwriter Level III
Radian Guaranty Inc.
02.2017 - Current
Compliance Underwriter
BBVA Compass Bank
04.2013 - 01.2017
Forensic Underwriter
United Guaranty
05.2011 - 03.2013
Senior Underwriter
Amerisave Mortgage
02.2010 - 04.2011
Forensic Underwriter
Kelly Financial Services
11.2008 - 01.2009
Senior Underwriter
MortgageIt
04.2006 - 03.2008
Senior Underwriter
Radian Guaranty, Inc.
12.1996 - 02.2006
Bachelor of Science - Business Administration
Northwestern State University
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