Angela Davis

Credit review documentation evaluating financial, and regulatory aspects of a mortgage loan file to assess risk and verifying borrower information, such as income, assets, credit, title, collateral and creditworthiness to ensure the loan meets investor and regulatory guidelines. To determine the loan's viability and the borrower's ability to repay to mitigate risk.

• Reviewing at least 3 loan files per day
• Actively participated in audits conducted by both internal teams and external regulators, providing necessary documentation as evidence of compliance efforts made within the organization.
• Analyzing occupancy, credit, income, assets and collateral
• Contributed to team success by consistently meeting or exceeding performance metrics related to productivity, quality, and customer satisfaction.

• Underwriting at least 3-5 conventional mortgage loans daily while maintaining data integrity and efficiency

• Reviewing at least 5 closed loan files per day
• Responsible for verifying the validity of the information that was obtained in the loan file
• The underwriter was responsible for establishing the integrity of the information in the loan file to verify if the mortgage claim should be paid

• Underwriting at least 5 loans per day
• Providing timely, prudent mortgage approvals on retail loans, while reviewing the data integrity on every loan before if closes
• Responsible for analyzing every loan to ensure compliance with each investor and agency requirements are met
• Maintained minimal underwriting deficiencies sited on internal and external audits

Responsible for completing the credit review on a minimum of at least 3 closed loans per day for various lenders.

Responsible for verifying the validity of the information that was obtained in the loan file

• Underwriting at least 5 loans per day
• Providing timely, prudent mortgage approvals to brokers, while reviewing the data integrity on every loan before if closes
• Analyzing every loan to ensure compliance with each investor and agency requirements are met
• Maintained minimal underwriting deficiencies sited on internal and external audits

• Providing timely, prudent mortgage approvals to brokers, while reviewing the data integrity on every loan before if closes
• Maintaining adequate production of volume daily
• Ordering MI Premiums for brokers and facilitating MI Quotes
• Analyzing every loan to ensure compliance with each investor and agency requirements are met