Summary
Overview
Work History
Education
Skills
Timeline
Generic

Felicia John

Pooler,GA

Summary

Detail-oriented and service-focused financial professional with 5 years of experience in credit union operations, including member services, loan processing, cheque handling, and general ledger management. Adept at executing high-volume financial transactions with precision and efficiency, while ensuring compliance with internal policies and regulatory standards. Skilled in preparing legal and financial documentation, liaising with legal and financial institutions, and providing sound financial advice to members. Known for professionalism, discretion, and a relationship-driven approach that fosters member trust and long-term engagement. Seeking to contribute to a collaborative finance team where accuracy, integrity, and service excellence are valued.

Overview

17
17
years of professional experience

Work History

OPERATIONS ATTENDANT

Five Islands Amusement Park
01.2017
  • Currently at Five Islands my key role and responsibilities as a part time employee are ever changing.
  • At times I am required to work as an admissions cashier, a welcome attendant informing guests of all our services and 'need to know' information.
  • Acting in the capacity of an arcade attendant means that my role and responsibility is to ensure the satisfaction of customers and ensure that they remain our number one priority.
  • I have also worked as an attraction attendant where I am left to run and supervise the ride or activities designated to me.
  • In this position I am to ensure safe and responsible execution and enjoyment to all patrons.

Credit Officer

U.W.I Credit Union Co-Operative Society Limited
01.2020 - 02.2024
  • Recommended approval or disapproval of vehicle, real estate or credit loans.
  • Checked appraisals, title information and insurance documents for each property or vehicle.
  • Reviewed and verified income, credit reports and employment histories for each borrower.
  • Devised collection recovery strategies to resolve customer issues and delinquent cases.
  • Preparing loan files, legal documentation, and credit write-ups to support credit decision-making.
  • Approved credit facilities within delegated authority limits, ensuring compliance with internal policies and financial regulations.
  • Liaised with attorneys, financial institutions, and third-party service providers to facilitate loan processing and legal documentation.
  • Delivered financial guidance to members, helping them make informed borrowing decisions aligned with their financial goals.
  • Supported the development and promotion of Credit Union products and services, contributing to member engagement and growth initiatives.

MEMBER SERVICE REPRESENTATIVE | TELLER

U.W.I Credit Union Co-Operative Society Limited
01.2019 - 12.2019
  • Perform routine financial transactions including cash handling, funds transfers, cheque processing, and ledger updates within authorized limits.
  • Prepare official Credit Union correspondence such as account statements, deduction letters for staff and members, and reports for external institutions including the Integrity Commission.
  • Deliver prompt and professional assistance to members, addressing inquiries and concerns with a strong focus on service excellence.
  • Foster strong member relationships within a family-oriented environment, contributing to a personalized and trust-based client experience.
  • Monitor member transaction activity for irregularities, supporting the Credit Union's compliance and fraud prevention efforts.

ACCOUNT SERVICE REPRESENTATIVE

RBC Royal Bank
07.2018 - 09.2018

Temporary Assignment – Cheque Processing and Client Support

  • Managed the daily processing of returned (bounced) cheques and cheque book orders, adhering to a strict one-day turnaround policy.
  • Logged and tracked all returned cheques, initiating timely outreach to clients for items exceeding a specified value threshold.
  • Ensured accurate mailing of returned cheques after logging, maintaining confidentiality and compliance standards.
  • Processed incoming cheque and deposit book orders promptly, supporting seamless banking operations.
  • Resolved client inquiries and discrepancies related to cheques and cheque books, providing clear and professional communication.
  • Maintained high levels of accuracy and organization in a time-sensitive environment.

SAMSUNG EXPERIENCE PERSONNEL

Mango Media Caribbean
01.2012 - 12.2016
  • Responsibilities included but were not limited to, being one of the many faces of Samsung, engaging customers at store locations where I provided services such as basic trouble shooting and problem solving on mobile devices.
  • Conducted training sessions on product information to both store personnel and the general public as well as sale pushes.

STORE CLERK

T&T Beauty Supplies
01.2007 - 12.2013
  • Working in a family owned business in my free time has allowed me to develop a sense of work ethic from a young age.
  • I have learnt how to do stock checks and replacements, cash, telephone operations and a few occasions acted in capacity as a courier.

Education

MBA - Finance

University of Bedfordshire
London, Uk
12-2023

CERTIFICATE - Foundation Level AML Online Program

NEM LEADERSHIP CONSULTANTS
Trinidad & Tobago
01.2020

CERTIFICATE - Creating Customer Connections - Customer Service Training Workshop

INSTITUTE OF BANKING & FINANCE OF TRINIDAD & TOBAGO
Trinidad & Tobago
01.2019

Bachelor of Science - Marine Biology, Environmental Biology, Ecology

THE UNIVERSITY OF THE WEST INDIES
Trinidad & Tobago
10-2018

CSEC - Information Technology, Biology, English, Social Studies, Chemistry, Mathematics

TRANQUILITY GOVERNMENT SECONDARY SCHOOL
01.2009

CAPE DIPLOMA - Caribbean Studies, Biology, Environmental Science, Chemistry, Communication Studies

SIXTH FORM GOVRNMENT SCHOOL
01.2012

Skills

  • Leadership
  • Decision Making & problem solving
  • Sales
  • Communication
  • Customer Service & relations
  • Adaptability
  • Computer applications and software
  • Documentation review & management

Timeline

Credit Officer

U.W.I Credit Union Co-Operative Society Limited
01.2020 - 02.2024

MEMBER SERVICE REPRESENTATIVE | TELLER

U.W.I Credit Union Co-Operative Society Limited
01.2019 - 12.2019

ACCOUNT SERVICE REPRESENTATIVE

RBC Royal Bank
07.2018 - 09.2018

OPERATIONS ATTENDANT

Five Islands Amusement Park
01.2017

SAMSUNG EXPERIENCE PERSONNEL

Mango Media Caribbean
01.2012 - 12.2016

STORE CLERK

T&T Beauty Supplies
01.2007 - 12.2013

CSEC - Information Technology, Biology, English, Social Studies, Chemistry, Mathematics

TRANQUILITY GOVERNMENT SECONDARY SCHOOL

CAPE DIPLOMA - Caribbean Studies, Biology, Environmental Science, Chemistry, Communication Studies

SIXTH FORM GOVRNMENT SCHOOL

MBA - Finance

University of Bedfordshire

CERTIFICATE - Foundation Level AML Online Program

NEM LEADERSHIP CONSULTANTS

CERTIFICATE - Creating Customer Connections - Customer Service Training Workshop

INSTITUTE OF BANKING & FINANCE OF TRINIDAD & TOBAGO

Bachelor of Science - Marine Biology, Environmental Biology, Ecology

THE UNIVERSITY OF THE WEST INDIES
Felicia John