An experienced insurance adjuster with a proven track record of handling property claims of varying complexity and causes of loss over the past 4 years. Highly proficient in policy interpretation, endorsement analysis, and claims investigations, ensuring accurate coverage determinations and fair settlements. Skilled in negotiating favorable outcomes with claimants, attorneys, public adjusters, and other carriers to minimize financial risk. An analytical thinker who consistently develops innovative solutions to complex claims issues, while maintaining compliance with state regulations and company policies. Adept at managing high-volume caseloads, including large loss claims exceeding $600K, and leading large loss presentations for panel discussions. Strong multitasker with the ability to efficiently process claims while delivering excellent customer service and meeting performance targets.
-Negotiated favorable settlements with claimants, attorneys, public adjusters, and other insurance carriers to minimize financial risk and maximize savings for the company on claims over $600K.
-Conducted thorough examinations of claims forms, policy documents, and supporting records to determine accurate insurance coverage for various lines of business, including homeowners, dwelling, auto, marine, and flood.
-Verified and investigated insurance claims, evaluating damages and determining fair settlement amounts based on policy limits, claim evidence, and regulatory standards.
Maintained compliance with state regulatory requirements through meticulous documentation, timely reporting, and strict adherence to company policies and guidelines.
-Successfully handled and negotiated large loss claims, collaborating with Public Adjusters and Attorneys to reach settlements on high-exposure claims exceeding $600K.
-Led and facilitated Large Loss presentations via Microsoft Teams for panels, ensuring clear communication of complex claims and strategies for resolution.
-Managed a high-volume caseload, resolving over 600 daily claims efficiently while maintaining accuracy, thoroughness, and quality service.
-Demonstrated expertise in handling and resolving claims related to wind, hail, flood, water, vehicle, and boat damage, ensuring prompt and fair settlements.
-Effectively handled Homeowner and Dwelling Policies, providing guidance and recommendations to policyholders on coverage, repairs, and claims procedures.
-Successfully completed Department of Insurance (DOI) requirements and handled DOI-related tasks, ensuring compliance with regulatory bodies.
-Improved claim resolution times by efficiently managing a caseload of 50+ claims per month, leveraging strong organizational and multitasking skills.
-Demonstrated excellent communication and negotiation skills in high-pressure environments, consistently meeting or exceeding performance targets.