Summary
Overview
Work History
Education
Skills
Licenses
Timeline
Generic

Jared Munzon

McDonough,CA

Summary

An experienced insurance adjuster with a proven track record of handling property claims of varying complexity and causes of loss over the past 4 years. Highly proficient in policy interpretation, endorsement analysis, and claims investigations, ensuring accurate coverage determinations and fair settlements. Skilled in negotiating favorable outcomes with claimants, attorneys, public adjusters, and other carriers to minimize financial risk. An analytical thinker who consistently develops innovative solutions to complex claims issues, while maintaining compliance with state regulations and company policies. Adept at managing high-volume caseloads, including large loss claims exceeding $600K, and leading large loss presentations for panel discussions. Strong multitasker with the ability to efficiently process claims while delivering excellent customer service and meeting performance targets.

Overview

8
8
years of professional experience

Work History

Claims Adjuster

Brush Country Claims
09.2023 - Current

-Negotiated favorable settlements with claimants, attorneys, public adjusters, and other insurance carriers to minimize financial risk and maximize savings for the company on claims over $600K.

-Conducted thorough examinations of claims forms, policy documents, and supporting records to determine accurate insurance coverage for various lines of business, including homeowners, dwelling, auto, marine, and flood.

-Verified and investigated insurance claims, evaluating damages and determining fair settlement amounts based on policy limits, claim evidence, and regulatory standards.
Maintained compliance with state regulatory requirements through meticulous documentation, timely reporting, and strict adherence to company policies and guidelines.

-Successfully handled and negotiated large loss claims, collaborating with Public Adjusters and Attorneys to reach settlements on high-exposure claims exceeding $600K.

-Led and facilitated Large Loss presentations via Microsoft Teams for panels, ensuring clear communication of complex claims and strategies for resolution.

-Managed a high-volume caseload, resolving over 600 daily claims efficiently while maintaining accuracy, thoroughness, and quality service.

-Demonstrated expertise in handling and resolving claims related to wind, hail, flood, water, vehicle, and boat damage, ensuring prompt and fair settlements.

-Effectively handled Homeowner and Dwelling Policies, providing guidance and recommendations to policyholders on coverage, repairs, and claims procedures.

-Successfully completed Department of Insurance (DOI) requirements and handled DOI-related tasks, ensuring compliance with regulatory bodies.

-Improved claim resolution times by efficiently managing a caseload of 50+ claims per month, leveraging strong organizational and multitasking skills.

-Demonstrated excellent communication and negotiation skills in high-pressure environments, consistently meeting or exceeding performance targets.

  • Negotiated favorable settlements with claimants, attorneys, and other insurance carriers to minimize financial risk for the company.
  • Examined claims forms and other records to determine insurance coverage.
  • Verified insurance claims and determined fair amount for settlement.
  • Maintained compliance with state regulatory requirements through meticulous documentation and adherence to company policies.
  • Prepared summaries of damage, payments, and policy coverage.
  • Achieved high customer satisfaction ratings by providing clear and timely communication throughout the claims process.

Independent Adjuster Property-Remote Desk

Illinois And Wisconsin
12.2021 - 06.2023
  • Basic Claim Handling including but not limited to initial claim review, review of notes, re-indexing and reviewing correspondence, review ISO (prior and/or current claims), review prior payments, create FRS & Statement of Loss, respond to Sworn Proof of Loss, download necessary documents to claim folders.
  • Responsible for overseeing all aspects of the insurance claim process for first- and third-party homeowner’s losses including but not limited to determining coverage, investigating claims and negotiating a timely and fair settlement.
  • Continue investigation; review weather reports, county sites for building permits, photos, eagle view, current status of home (owned by Insured, rental, pending sale), and expert reports
  • Determine the disposition of claims, interpret and applies policy coverage to loss accordingly.
  • Think critically, analyze all aspects of the claim, create a plan of action, draft a timeline, and identify weakness and strengths. Make sure coverage determination was made within tolling period.
  • Retain experts, engineers, loss consultants, contractors, water mitigation, mold remediation, and leak detectors when necessary.
  • Comply with the legal, statutory and regulatory requirements.
  • Set reserves accordingly and address any outstanding invoices,
  • Negotiate claim settlement with executed release
  • Issue vendor payments i.e. mitigation, remediation, engineer, or any expense payments warranted for the claim
  • Plan and organize task, think critically, solve problems, analyze all aspects of the claim. x Recorded Statements, communicate verbally or via email, and document all claim activity timely and effectively and in a manner which supports the outcome of the claim file.

CNA

USC Keck Hospital
09.2020 - 12.2021
  • Answered call lights and supported patient comfort and safety by adjusting bed rails and equipment.
  • Promoted good oral and personal hygiene by aiding patients with shaving, bathing, and teeth brushing.
  • Checked patient vitals such as temperature, blood pressure, and blood sugar levels.
  • Assisted with feeding and monitored intake to help patients achieve nutritional objectives.
  • Utilized therapeutic communication, empathy and active listening skills to encourage and develop positive relationships with patients.
  • Delivered individualized patient care by recording vital signs, documenting observations, administering treatments, and evaluating patient needs.
  • Cared for residents in assisted living facility and delivered high-quality support to meet needs.
  • Cared for clients with diagnoses such as respiratory failure, diabetes, Parkinson's disease and muscular dystrophy.

CNA

Bonnie Brae Convalescent Hospital
01.2018 - 09.2020
  • Answered call lights and supported patient comfort and safety by adjusting bed rails and equipment.
  • Promoted good oral and personal hygiene by aiding patients with shaving, bathing, and teeth brushing.
  • Checked patient vitals such as temperature, blood pressure, and blood sugar levels.
  • Assisted with feeding and monitored intake to help patients achieve nutritional objectives.
  • Utilized therapeutic communication, empathy and active listening skills to encourage and develop positive relationships with patients.
  • Cared for residents in assisted living facility and delivered high-quality support to meet needs.
  • Changed linens in rooms, keeping spaces fresh and clean for patient health and satisfaction.
  • Completed activities of daily living for patients unable to self-care, and assisted those with limited mobility in completing tasks.
  • Helped patients with self-feeding and assisted feeding, based on individual needs.
  • Documented patient information and care activities in electronic health record.
  • Assisted nursing staff with completing daily rounds, documenting vital signs and answering calls.
  • Facilitated personal hygiene management, feeding and ambulation.

Marshalls Clerk

Marshalls
04.2017 - 01.2018
  • Interacted with customers by phone, email, or in-person to provide information.
  • Provided quality clerical support through data entry, document management, email correspondence, and overseeing operation of office equipment.
  • Maintained filing system and organized customer documents for easy retrieval of information.
  • Monitored office supplies and made arrangements for restocking of low-stock items.
  • Produced high-quality communications for internal and external use.

Education

Biology

Cal State Dominguez Hills
Carson, CA

P And C Certification 40 HRS - Property And Casualty

EXAM FX
ONLINE

High School Diploma -

Long Beach Polytechnic
Long Beach, CA
06.2018

Skills

  • Report Writing
  • Best Practice Implementation
  • Basic Claim Handling
  • Examine Reports
  • Claims Negotiation
  • Large Loss
  • Creating FRS
  • Determining Disposition of claims
  • Investigation Reports
  • Interpreting Policy coverages to losses accordingly
  • Claims Investigation
  • Highly motivated
  • Claims Processing
  • Advanced oral and written communication skills
  • Damage Assessment
  • Policy investigations
  • Property claims

Licenses

  • 20781617 SC
  • 3042433 TX
  • 3520651 GA
  • 3002668771 AL
  • 20781617 CT
  • 3002661025 DW
  • 3002727893 RI
  • 1838809 NY
  • G165168 FL

Timeline

Claims Adjuster

Brush Country Claims
09.2023 - Current

Independent Adjuster Property-Remote Desk

Illinois And Wisconsin
12.2021 - 06.2023

CNA

USC Keck Hospital
09.2020 - 12.2021

CNA

Bonnie Brae Convalescent Hospital
01.2018 - 09.2020

Marshalls Clerk

Marshalls
04.2017 - 01.2018

Biology

Cal State Dominguez Hills

P And C Certification 40 HRS - Property And Casualty

EXAM FX

High School Diploma -

Long Beach Polytechnic
Jared Munzon