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Kim Talley
Atlanta
Summary
Progressive career in residential and commercial mortgage lending, I bring hands-on experience in sales, customer service, operations management and coordination with strong work ethic and agility. I have experience managing multi-disciplinary teams and collaborating with internal and external partners to effectively serve clients.
Professional with strong background in loan processing and proven ability to deliver results. Adept at navigating complex financial documents and ensuring compliance with regulatory requirements. Known for fostering team collaboration and adapting to changing needs. Possesses key skills including loan documentation, risk assessment, and customer service, with focus on efficiency and accuracy.
Overview
11
11
years of professional experience
Work History
Senior Loan Processor
Flat Branch Home Loans
10.2023 - 08.2024
- Conducted initial review of potential borrowers by thoroughly examining their applications, credit history, verifying details based on application and required documentation
- Review loan contracts, rules and regulations and ensured all parties are well informed about the current status
- Excellent ability to identifying client needs and utilize knowledge of various types of loans; cross-sell products and services
- Established strong relationships with lenders, title companies, and borrowers for smooth loan transactions.
Scholarship Administration Specialist
Childcare and Parent Services, State of Georgia
12.2022 - 10.2023
- Planned, organized and implemented scholarship outreach events and activities to create awareness to services provided
- Coordinated and conducted interviews with interested applicants seeking childcare support to determine eligibility for different programs
- Requested supporting documentations and handled verification activities by reviewing paperwork and background checks to recommend approval
- Provided excellent customer service to clients/parents by coordinating with childcare service providers and family service centers
Senior Loan Processor
LeaderOne Financial Corporation
06.2020 - 09.2022
- Provided client services by discussing loan needs and financial background and clarifying on requirements of loan application processes
- Collected, reviewed and verified initial client documentation including income and credit history to determine a loan structure and submit a package to client
- Collaborated with loan officer and underwriting teams to ensure timely and accurate loan processing
- Developed and finalized loan terms, fee reconciliation, generate final documents and ensure documents are properly executed for signing and funding, final funding and post closing resolution
Transaction Manager
Citadel Servicing Corporation
02.2019 - 04.2020
- Processed non-conforming residential and commercial mortgage applications and served as negotiator between buyers and sellers through closing of transaction
- Collaborated with different stakeholders including mortgage brokers, processors, borrowers, service providers and account executives to address requests, needs and concerns timely
- Ensured loan documentations are complete and comply with established real estate laws and regulations and are properly recorded
Sr Loan Processor
Caliber Home Loans
03.2013 - 09.2018
- Improved operational efficiency by implementing streamlined processes.
- Proactively identified potential issues within applications, taking necessary steps to rectify them before submission for approval.
- Established strong relationships with lenders, title companies, and borrowers for smooth loan transactions.
- Coordinated and conducted ongoing training for Loan processors on trending industry developments and company policy changes and compliance requirement
Education
High School Diploma -
Academy of Our Lady of Peace
San Diego, CASkills
- Loan processing proficiency
- Strong attention to detail
- Effective time management
- Adaptability to change
- Clear communication
- Advanced organizational skills
- Credit evaluation
- Customer service
- Data entry
Interests
Timeline
Senior Loan Processor
Flat Branch Home Loans
10.2023 - 08.2024
Scholarship Administration Specialist
Childcare and Parent Services, State of Georgia
12.2022 - 10.2023
Senior Loan Processor
LeaderOne Financial Corporation
06.2020 - 09.2022
Transaction Manager
Citadel Servicing Corporation
02.2019 - 04.2020
Sr Loan Processor
Caliber Home Loans
03.2013 - 09.2018
High School Diploma -
Academy of Our Lady of Peace
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