Lorenzo Hudson
Dallas
Summary
Commercial Auto Injury Claims Specialist with 7 years of experience in claims management and financial aid analysis, adept at handling complex legal and policy documentation. Skilled in settlement management, claims processing, and negotiation, consistently achieving prompt and equitable resolutions. Licensed Adjuster in over 15 states including GA, DE, LA, NH, NC, SC, OK, RI, SC, TX, VT and WY
Overview
12
12
years of professional experience
Work History
Sr Bodily Injury Claims Specialist
State Farm
01.2024 - Current
- Reviews and analyze coverage and apply policy conditions, provisions, exclusions and endorsements for
moderate complexity Bodily Injury liability claims in assigned jurisdictions.
• Determines settlement amounts, negotiates and conveys claim settlements within authority limits to claimants or their representatives.
• Recognizes and implements alternate means of resolution. As appropriate, wrote denial letters, Reservation of Rights and other necessary correspondence to claimants.
• Handles both unrepresented and attorney represented claims. Manage litigated claims on appropriately assigned cases.
• Developed litigation plan with staff or panel counsel, track and control legal expenses.
• Investigates each claim to obtain relevant facts necessary to determine coverage, the extent of liability, damages, and contribution potential with respect to the various coverages provided through prompt contact with appropriate parties. Includes investigation of wage loss and essential services claims. Verifies the nature and extent of injury or property damage by obtaining and reviewing appropriate records and damages
documentation.
Sr Commercial Auto Claims Adjuster
Kemper
01.2018 - 01.2024
- Ensure prompt, fair, and economic resolution of claims per policy contract and present damages.
• Handled Commercial Auto and BI Attorney Represented claims, including litigated claims.
• Investigate 100-200 claims to determine liability, negotiate settlements within $25,000 authority.
• Policy limits up to $1 million. Reviewed and analyzed coverage, injuries and strategized with defense counsel
for best outcome for the Insured. Ruled out risk transfer.
• Investigates each claim to obtain relevant facts necessary to determine coverage, the extent of liability, damages, and contribution potential with respect to the various coverages provided through prompt contact with
appropriate parties
Production Assembly
Mercedes Benz
04.2014 - 05.2017
- Managed the roll out vehicles into assembly shop according to SP Restrictions
- Ensured that vehicles maintain their sequence and manage violations
- Monitors block requests, assessing the impact on the shops to determine feasibility of implementation and implement upon confirmation
Order Associate
Dollar General Distribution
01.2013 - 06.2014
- Transport incoming and outgoing merchandise throughout the distribution center by hand, hand truck or forklift equipment
- Verifies and audits merchandise to ensure that ordered merchandise has been received and not damaged
- Meets safety, productivity and quality standards
- Prior Experience15yrs -Production Sector
Education
Bachelor of Science (B.S.) - Business Administration And Management
Western Governors University
Associate in Science (A.S.) - Computer Science
Lawson State Community College
Skills
- Claims investigation
- Litigation management
- Negotiation expertise
- Settlement Management
- Complex Problem Solving
- Insurance regulations knowledge
- Excellent communication
- Organizational skills
- Critical thinking
Timeline
Sr Bodily Injury Claims Specialist
State Farm
01.2024 - Current
Sr Commercial Auto Claims Adjuster
Kemper
01.2018 - 01.2024
Production Assembly
Mercedes Benz
04.2014 - 05.2017
Order Associate
Dollar General Distribution
01.2013 - 06.2014
Bachelor of Science (B.S.) - Business Administration And Management
Western Governors University
Associate in Science (A.S.) - Computer Science
Lawson State Community College
Similar Profiles
ALBERTO ESCOBAR RUIZALBERTO ESCOBAR RUIZ
Claim Specialist; and Producer at State Farm Corporate & State Farm AgencyClaim Specialist; and Producer at State Farm Corporate & State Farm Agency
Bethany GandyBethany Gandy
Insurance Customer Service Specialist at Brian Moore State Farm & Brent Holman State FarmInsurance Customer Service Specialist at Brian Moore State Farm & Brent Holman State Farm
Andrew BonczkowskiAndrew Bonczkowski
Catastrophe Claims Adjuster at State FarmCatastrophe Claims Adjuster at State Farm