Manuel Bravo
Lawrenceville
Summary
Experienced Underwriter with over 12 years of insurance expertise. Managed multi-million dollar books of business, consistently surpassing company metrics and earning recognition as a top producer. Strong analytical skills, meticulous attention to detail, and a commitment to delivering exceptional service. Seeking a new career opportunity to leverage my knowledge and experience, while pursuing growth and challenges. Stay updated with industry trends and best practices, constantly seeking innovative solutions to drive business success. Collaborative team player dedicated to identifying new growth opportunities and facilitating business growth.
Overview
12
12
years of professional experience
Work History
Underwriter
State Farm
09.2023 - Current
- Evaluate and assess commercial insurance applications to determine eligibility, risk exposure, and compliance with underwriting guidelines.
- Specialize in 'Caution Class' business categories, conducting thorough risk analysis for non-profitable or high-risk business classes, to ensure sound underwriting decisions.
- Review and process OSC cases, including policy change approvals/denials, rush requests, and complex underwriting referrals requiring additional review.
Underwriting Assistant
State Farm
03.2016 - 09.2023
- Collaborated in Change Ambassador committee aimed at analyzing workflow challenges, and propose effective solutions for implementation.
- Mentor newly hired employees, providing comprehensive guidance and support to ensure a seamless integration into the underwriting team.
- Specialize in providing expert production support, effectively managing a high-volume mailbox, and promptly addressing urgent inquiries from agents, time-sensitive letters, and old policy transaction listing.
CCC Sales Representative
State Farm
07.2013 - 03.2016
- Played an integral role as a member of a pilot team dedicated to the development and implementation of an online quoting tool specifically tailored for homeowners policies.
- Participated in leading huddles to drive sales growth, providing valuable insights and motivating team members for increased performance.
- Consistently recognized for delivering remarkable and above-average service by agents and staff, consistently exceeding expectations and fostering positive customer experiences.
Education
Associate Of Business Administration -
Georgia State University (Some College)
Atlanta, GASkills
- Highly productive and thrives in fast-paced environments, consistently achieving targets with efficiency and effectiveness
- Seasoned in policy quoting and pricing, adhering to guidelines for accurate and competitive pricing
- Proactively engaging with agents and/or agent staff to identify and address adverse situations
- Extensive experience in underwriting software applications (rate manuals, guidelines, and State Farm answers)
Education
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Timeline
Underwriter
State Farm
09.2023 - Current
Underwriting Assistant
State Farm
03.2016 - 09.2023
CCC Sales Representative
State Farm
07.2013 - 03.2016
Associate Of Business Administration -
Georgia State University (Some College)