Michelle Gartrell
Suwanee
Summary
Life insurance underwriting professional with 10 years' experience in risk analysis and risk management, seeking a challenging position that will utilize my experience and education, while offering opportunities for personal and professional growth
Overview
10
10
years of professional experience
Work History
Life Insurance Underwriter
Farmers Insurance Company
06.2021 - Current
- Increase operational efficiency through continual refinement of underwriting policies, procedures, and tools.
- Reduce claim costs by performing thorough evaluations of applications, laboratory results, and medical records.
- Deliver quality underwriting decisions while working at a fast pace to ensure customer satisfaction.
- Identify opportunities for improvements in workflow procedure that lead to increased productivity among team members without sacrificing quality standards.
Life Insurance Underwriter 2
Primerica
06.2019 - 06.2021
- Reviewed life insurance applications to document and assess medical and non-medical history
- Utilized critical thinking and independent decision-making skills based on analysis, experience, and judgement when accepting, modifying, or rejecting risk.
- Reviewed underwriting requirement results to make quality assessment on applicant's morbidity.
- Reviewed and prepared reinsurance cases for Facultative reinsurance review
Life Insurance Underwriter 1
Primerica
09.2015 - 06.2019
- Maintained up to date knowledge of current medical underwriting developments and trends
- Approval authority for policies up to $1,000,000
- Reviewed paramedical exam results and attending physician statements to assess overall risk
- Submitted complex cases to mentor for review and second approval
Education
Associate - Life Management Institute (ALMI)
Life Office Management Association (LOMA)
01-2018
Bachelor of Science - Kinesiology/Exercise Science
Georgia State University
Atlanta, GA01-2012
Skills
- Medical Underwriting
- Problem-solving
- Critical thinking
- Risk assessment
- Attention to detail
- Excellent communication
Timeline
Life Insurance Underwriter
Farmers Insurance Company
06.2021 - Current
Life Insurance Underwriter 2
Primerica
06.2019 - 06.2021
Life Insurance Underwriter 1
Primerica
09.2015 - 06.2019
Associate - Life Management Institute (ALMI)
Life Office Management Association (LOMA)
Bachelor of Science - Kinesiology/Exercise Science
Georgia State University
Similar Profiles
Kailana LeeKailana Lee
LITIGATION LEGAL ASSISTANT DEFENSE PERSONAL INJURY at Farmers Insurance CompanyLITIGATION LEGAL ASSISTANT DEFENSE PERSONAL INJURY at Farmers Insurance Company
Brianna FrazierBrianna Frazier
Insurance Claims Adjuster at Farmers Insurance CompanyInsurance Claims Adjuster at Farmers Insurance Company
Eric PerezEric Perez
Catastrophe Claims Adjuster at Farmers Insurance CompanyCatastrophe Claims Adjuster at Farmers Insurance Company
Jared CambridgeJared Cambridge
Cybersecurity Student at Georgia State UniversityCybersecurity Student at Georgia State University
Navneet KaurNavneet Kaur
Staff Pharmacist (Full-time) at WalmartStaff Pharmacist (Full-time) at Walmart