20, 12, 10, Design and development of software applications, Project design and management, Resource and cost management, Knowledge pooling and onsite-offshore coordination, Functional design and complex problem solving, Policy admin, Billing, Claims, ISO reporting, Data modeling, Data Management, Reinsurance, Forms management, Commercial Property, General Liability, Commercial Auto, Worker’s comp, E&O life, Errors and Omission, Business Owner, 8, COBOL, CICS, C#, VB.Net, JAVA, C, C++, SQL, XML, XSL