Hi, I’m
Timothy Gibson
Alpharetta
Summary
Professional Loan Consultant with deep expertise in financial analysis, loan origination, and risk assessment. Adept at fostering team collaboration and driving results, ensuring seamless adaptation to evolving industry needs. Skilled in client relationship management, regulatory compliance, and strategic planning. Known for reliability, strong problem-solving abilities, and client-first mindset.
Overview
22
years of professional experience
Work History
MTH Mortgage
Senior Loan Consultant
03.2024 - 05.2025
Job overview
- Leveraged extensive knowledge of available loan products to match borrowers with optimal financing solutions that met their specific needs.
- Developed strong relationships with customers through high levels of customer service.
- Analyzed potential risks and evaluated loan products to identify suitable options for customers.
- Explained very technical financial information to applicants in easy to understand language.
Davidson Homes Mortgage
Senior Loan Consultant
03.2022 - 03.2024
Job overview
- Developed comprehensive financial analyses, enabling more accurate assessments of borrower creditworthiness.
- Increased client satisfaction through personalized consultations and tailored loan recommendations.
- Facilitated seamless communications between borrowers, real estate agents, title companies, and other essential parties involved in the transaction process.
- Managed a diverse portfolio of clients, ensuring each received exceptional service throughout the entire loan process.
Mark Spain Real Estate
Realtor
11.2020 - 12.2021
Job overview
- Managed real estate transactions from initiation to closing.
- Scheduled home viewings with potential buyers.
- Maintained current and accurate CRM database of prospective customers.
- Prepared forms needed for real estate transactions, contracts, deeds, closing statements and leases.
- Generated list of properties to meet specific client needs.
- Monitored escrow process, coordinated contingency removal of property inspection and reviewed timely closing of escrow.
Keller Williams Realty Partners
Realtor
05.2020 - 11.2020
Job overview
- Managed real estate transactions from initiation to closing.
- Scheduled home viewings with potential buyers.
- Conferred with escrow companies, lenders and home inspectors to expedite transactions and home buying process.
- Grew client base by acquiring new customers and identifying needs to deliver relevant real estate investments.
- Evaluated mortgage options to help clients obtain financing at best rates and terms.
- Negotiated contracts and educated sellers and buyers about legal disclosures.
Silverton Mortgage
Senior Mortgage Loan Officer
05.2019 - 11.2019
Job overview
- Processed challenging loan applications for first-time borrowers, self-employed applicants and borrowers with problematic credit histories.
- Identified valuable solutions for customers with credit problems.
- Met with applicants to obtain information to streamline loan application process, fielding questions regarding steps.
- Helped customers make decisions about loans and lines of credit based on availability, terms and benefits.
FBC Mortgage LLC
Senior Mortgage Loan Officer
01.2018 - 04.2019
Job overview
- Analyzed applicants’ financial status, credit and property evaluation to determine feasibility of granting loan.
- Educated customers on variety of loan products and available credit options to promote valuable decision-making.
- Performed daily maintenance of loan applicant database.
- Met with applicants to obtain information for loan applications and answer questions about processes.
- Spent ample time with each applicant to break down complex information into terms that easy to understand.
Education
Hampden-Sydney CollegeHampden Sydney, VA
Bachelor of Arts from History
05.1998
Skills
- NMLS # 214535
- Effective communicator
- Trustworthy and accountable
- Thorough Information verification
- Team player mentality
- Superior customer service
- Strong negotiation skills
Timeline
Senior Loan Consultant
MTH Mortgage
03.2024 - 05.2025
Senior Loan Consultant
Davidson Homes Mortgage
03.2022 - 03.2024
Realtor
Mark Spain Real Estate
11.2020 - 12.2021
Realtor
Keller Williams Realty Partners
05.2020 - 11.2020
Senior Mortgage Loan Officer
Silverton Mortgage
05.2019 - 11.2019
Senior Mortgage Loan Officer
FBC Mortgage LLC
01.2018 - 04.2019
Hampden-Sydney College
Bachelor of Arts from History
Similar Profiles
Landon Hamilton ArmLandon Hamilton Arm
Loan Officer at CLM MortgageLoan Officer at CLM Mortgage
Alex KrupaAlex Krupa
Senior Project Manager- Team Lead at MTH UnderlaymentSenior Project Manager- Team Lead at MTH Underlayment
Amanda CheeneyAmanda Cheeney
Office Assistant at MTH ManagementOffice Assistant at MTH Management
Robert BurrowsRobert Burrows
Car washer at Platinum Auto SpaCar washer at Platinum Auto Spa
Kevin SchneiderKevin Schneider
RVP, General Business at SalesforceRVP, General Business at Salesforce