Vijayalakshmi Patil
Cumming
Summary
Accountant and Company Secretary with eight years of experience in account reconciliations, streamlining accounts, and financial planning. Highly motivated professional with a proven track record of delivering accurate reports and high quality service. A dedicated leader with the ability to lead effective teams in attaining profit improvement Detail-driven accounting professional experienced in examining and analyzing accounting records, financial statements and financial reports to assess accuracy and compliance with generally accepted accounting principles and standards. Proven to analyze accounting processes, identify deficiencies and formulate and implement corrective action plans to achieve compliance and mitigate risk.
Overview
12
12
years of professional experience
Work History
Company Secretary
Power Research & Development Consultants Private Limited
09.2015 - 03.2018
- Drafted and revised corporate documents such as Board Resolutions, Memorandum and Articles of Association
- Organized and participated in shareholder meetings, board meetings, and other meetings, including the preparation of meeting minutes
- Managed the company's secretarial functions, including filing of annual returns, board meetings, and resolutions
- Advised the board of directors on the legal and regulatory implications of proposed transactions
- Coordinated with external stakeholders to ensure timely filing of statutory documents
- Developed and implemented corporate governance policies to ensure compliance with legal and regulatory requirements
- Prepared and maintained company registers, including directors' register, shareholders register, and members register
- Assisted in the preparation and filing of annual accounts, reports, and returns
- Assisted in quarterly audit of accounts, vouchers, and statutory records
- Conducted ad hoc financial analysis under accounts manager supervision
- Analyzed financial data to ensure it was accurately recorded and reconciled
- Monthly reconciliation of accounts
- Created monthly reports for the accounting.
Credit Operation Executive (Loan Processor)
L & T Finance Ltd
08.2008 - 05.2010
- Reviewed and approved credit applications and customer credit limits in a timely manner
- Analyzed financial statements, credit reports, and customer profiles to assess creditworthiness and set credit limits for new and existing customers
- Gathered and verified financial information from borrowers to ensure affordability of loan products
- Assisted borrowers in the loan application process to ensure a smooth and efficient experience
- Identified risks and potential issues associated with loan applications and provided solutions
- Developed a comprehensive understanding of loan products and qualifications, enabling the closure of X loans within a X-month period
- Analyzed credit reports to determine the financial viability of loan applicants
- Assessed applicant's income, assets, and liabilities to determine loan eligibility
- Provided guidance and advice to borrowers in regards to loan products and repayment options
- Monitored loan applications to ensure timely completion and resolution of any issues.
Credit Operations Executive (Loan Processor)
ICICI Bank Ltd
10.2005 - 07.2008
- Negotiated loan terms with borrowers to provide favorable rates and loan structures
- Verified loan applicant information to ensure accuracy, resulting in a X% reduction in loan processing time
- Processed a high volume of loan applications with accuracy and efficiency, resulting in a X% increase in loan approvals
- Determined borrower eligibility, determined loan terms and conditions, and prepared loan documents
- Identified risks and potential issues associated with loan applications and provided solutions
- Analyzed credit reports to determine the financial viability of loan applicants
- Assessed applicant's income, assets, and liabilities to determine loan eligibility
- Developed a comprehensive understanding of loan products and qualifications, enabling the closure of X loans within a X-month period
- Gathered and verified financial information from borrowers to ensure affordability of loan products
- Provided guidance and advice to borrowers in regards to loan products and repayment options.
Education
Institute of Company Secretariesof India
Bengaluru04.2015
Bachelor of Commerce -
Karnataka University
01.2007
Skills
- Advanced Excel
- Quickbooks
- GAAP
- Account Reconciliation
- Financial Reporting
- Accounts Payable/Accounts
- Receivable
- MS Word/MS Office
Timeline
Company Secretary
Power Research & Development Consultants Private Limited
09.2015 - 03.2018
Credit Operation Executive (Loan Processor)
L & T Finance Ltd
08.2008 - 05.2010
Credit Operations Executive (Loan Processor)
ICICI Bank Ltd
10.2005 - 07.2008
Institute of Company Secretariesof India
Bachelor of Commerce -
Karnataka University
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